Move between fiat and stablecoins — without the noise.
OnRamp lets you exchange EUR to USDC, and back again. Live prices, one transparent fee, and a clear status for every request.
- Manual review of every request
- Up to 3 business days
Max. $49,000 per transfer.
- Rate
- 1 USDC = €0.8914
- Service fee (5%)
- − €50.00
- You receive in USDC
- 1,065.79 USDC
Indicative quote. The final rate is fixed when you create the request.
How it works
Four steps from request to receipt
Register for free
Create your account with e-mail and password, then complete your contact details. No fees, no minimum balance.
Enter your amount
Choose EUR and the network for your USDC. Live prices update as you type, with the 5% fee shown upfront.
Transfer & confirm
Send the fiat transfer with your personal reference — or scan the wallet QR code — and confirm once done.
Track the status
Follow your request from created to in progress to successful directly in your dashboard.
Assets
One stablecoin, one currency
We deliberately keep the offer small so every route is fast and predictable. You exchange EURto USDC and back; fiat is settled by bank transfer, USDC goes to the wallet you confirm in your account.
- USDCUSD CoinUSD-backed stablecoin
- EUREuroBank transfer (SEPA)
- USDC is paid out only to a wallet you have saved and confirmed as your own.
Fees
One fee. Shown before you commit.
A 5% service fee is applied to every exchange, with a minimum of 10 USD for smaller amounts — for other currencies converted at the live rate. There are no hidden spreads, no subscription and no registration cost.
Depending on the banking route, it can take up to 3 business days until your transaction is completed.
Example
- You send
- €1,000.00
- Service fee (5%)
- − €50.00
- Converted
- €950.00
- You receive
- €950 ÷ live USDC rate
Small amounts: on €100 the 5% would be €5, so the minimum fee of $10 applies instead — converted into EUR at the live rate (e.g. about €8.50–€9.50), and the remainder is converted.
FAQ
Common questions
- How long does a transaction take?
- Depending on the banking route, it can take up to 3 business days until your transaction is completed. Crypto payouts are usually processed faster once your fiat payment has arrived.
- What does the service cost?
- A 5% service fee is deducted from every exchange, with a minimum of 10 USD. For EUR exchanges the minimum is converted at the live rate. If 5% of your amount is above the minimum, only the 5% apply. You see the exact fee and the amount you receive before you confirm.
- Are there limits per transfer?
- Yes. The minimum is 50 EUR (or 50 USDC when selling), the maximum is 49,000 USD per transfer and 100,000 USD in total within any 24-hour window. Other currencies and USDC amounts are converted at the live rate to check the limits. Once the 24-hour limit is reached, new requests are possible again as soon as the window frees up.
- Which assets can I exchange?
- EUR to USDC, and USDC back to EUR. You pick the delivery network for USDC inside your account when you create a request – always double-check that your wallet supports it.
- Is the exchange rate fixed?
- The rate shown is the live market price at the moment you create your request. It is stored with your request so you always know what was agreed.
- Who actually executes my exchange?
- Sam White Ltd. only provides this software. Every exchange, payment and payout is carried out by independent, licensed partner companies that you contract with directly – Sam White Ltd. never holds your funds and is not a party to the transaction.
- Do I need to verify my identity?
- Our licensed partners are legally required to verify their customers. If a verification is needed, you complete it directly with the partner or its verification provider – the software itself does not collect or store identity documents.
Ready to exchange?
Registration is free and takes two minutes. Your first request can be created right after.