Legal · updated 8 October 2026
Legal Notice
This legal notice identifies the company that operates the OnRamp website and application and explains – in plain words – what that company does and, more importantly, what it does not do.
Operator of this website and software
- Company
- Sam White Ltd.
- Registered office
- 19, St. Mark Street, Valletta VLT 1362, Malta
- Jurisdiction
- Malta
- Role
- Software provider and operator of the OnRamp platform
- Contact
- Exclusively through the support function inside the application after sign-in
Sam White Ltd. does not publish a public e-mail address. Registered customers reach us through the ticket system under “Support” in the application; this keeps every conversation tied to a verified account.
What Sam White Ltd. does – and does not do
Sam White Ltd. is solely the provider of the OnRamp software. It is not a bank, exchange, payment institution, broker, custodian or virtual-asset service provider. Every exchange, payment, custody and identity-verification step is carried out exclusively by independent, licensed third-party companies that you contract with directly. Sam White Ltd. is not a party to those transactions, never holds your funds and accepts no responsibility or liability for them.
Sam White Ltd. develops and operates the OnRamp software: the website, the customer area, the request forms, the calculator and the notifications. That is the full extent of its service.
Sam White Ltd. does not:
- buy, sell, exchange, convert, broker or quote fiat currencies or digital assets on its own account or on behalf of customers;
- accept, hold, safeguard, transmit or pay out customer money or digital assets;
- operate bank accounts, wallets or payment accounts for customers;
- perform identity verification (KYC), anti-money-laundering checks or sanctions screening itself;
- give investment, tax, legal or financial advice;
- guarantee prices, exchange rates, processing times, availability or the outcome of any transaction.
Licensed third-party companies
When you use the software, you interact with independent companies that hold the licences required for their respective services – for example payment institutions, banks, virtual-asset service providers and identity-verification providers (together the “Service Partners”). The software merely gives you a structured way to prepare and track a request and hands it to the Service Partner responsible for it.
Every exchange, payment, custody and verification step is a contract between you and the respective Service Partner, governed by that partner's own terms, privacy policy and licence. The Service Partner – not Sam White Ltd. – is your counterparty, is responsible for executing the transaction and is the entity you must address with complaints about it.
Service Partners may change over time. The partner handling a specific request is identified in the request details and in the communication you receive about it.
Exclusion of liability
Sam White Ltd. is not a party to any transaction prepared through the software and has nothing to do with its execution. To the fullest extent permitted by law, Sam White Ltd. therefore accepts no responsibility and no liability for:
- the execution, delay, rejection, reversal or failure of any payment, exchange or payout;
- exchange rates, fees, spreads or price movements between request and settlement;
- the outcome, duration or requirements of identity or compliance checks performed by Service Partners;
- the acts, omissions, solvency, licensing status or regulatory standing of any Service Partner;
- losses caused by incorrect bank, wallet or personal details entered by you;
- losses of digital assets sent to a wrong or unsupported address or network.
Nothing in this notice limits liability that cannot be limited under applicable law, including liability for wilful misconduct or gross negligence of Sam White Ltd. in the operation of the software itself.
Content and intellectual property
All texts, graphics, logos and software on this website are the property of Sam White Ltd. or its licensors and may not be reproduced without permission. Price information is sourced from public market-data providers, is indicative only and may be delayed or inaccurate.
Links to third-party websites are provided for convenience; Sam White Ltd. has no influence over and accepts no responsibility for their content.
